Privacy Policy

Effective Date: 05/30/2025

Purpose Planner ("we," "our," or "us") respects your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our mobile and web application ("App") and related services.

1. Information We Collect

We may collect and process the following categories of information:

  • Account Information: Name, email address, phone number, and other details you provide during account registration.

  • Financial Data: Data related to your financial accounts, balances, and transaction history, collected via third-party services like Plaid.

  • Usage Data: Information on how you interact with the App, including access logs, feature usage, and session activity.

  • Device Data: Device identifiers, IP address, operating system, browser type, and mobile network information.

  • Communication Data: Records of your communications with us, including support inquiries and user feedback.

2. How We Use Your Information

We use your personal information to:

  • Provide, personalize, and improve the App and our services.

  • Analyze performance and usage trends to enhance features and functionality.

  • Deliver customer support and communicate with you regarding your account or technical issues.

  • Enforce our Terms of Service and comply with legal obligations.

  • Send service-related notifications and, if opted in, promotional messages (you can opt out at any time).

3. Legal Basis for Processing

Our processing of your data is based on:

  • Performance of a Contract: To provide the services you've requested.

  • Consent: Particularly for marketing or sharing with third parties.

  • Legal Obligations: To comply with applicable laws and regulations.

  • Legitimate Interests: Including protecting our users and maintaining service integrity.

4. Sharing of Information

We do not sell your personal data. We may share your information with:

  • Service Providers: Such as hosting services, analytics providers, and email communication platforms.

  • Financial Aggregators: Like Plaid, for linking and retrieving data from your financial accounts.

  • Regulatory or Legal Authorities: When required by law, subpoena, or court order.

  • Business Transactions: In the event of a merger, acquisition, or sale of company assets.

Plaid Disclosure: We use Plaid Inc. ("Plaid") to link your financial accounts. By connecting an account through our App, you grant us and Plaid the right to access and transmit your financial data. Your information will be processed in accordance with Plaid’s Privacy Policy.

5. Your Rights

You have the right to:

  • Access, correct, or delete your personal data.

  • Object to or restrict how your data is processed.

  • Withdraw consent at any time (without affecting prior lawful processing).

  • File a complaint with a data protection authority.

To exercise your rights, contact us at: [Insert Contact Email]

6. Data Retention

We retain personal data only for as long as necessary to fulfill the purposes described above or to comply with legal obligations.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Children’s Privacy

The App is not intended for individuals under the age of 13. We do not knowingly collect personal data from children. If we discover such data has been collected, we will promptly delete it.

9. Changes to This Policy

We may update this Privacy Policy periodically. If changes are material, we will notify you through the App or via email. Your continued use of the App after such updates constitutes your acceptance of the revised policy.

10. Contact Us

For any privacy-related questions or concerns, please contact us at: info@purposeplannerapp.com